(Yes – these are real mortgage questions we’ve heard, and yes – we love answering them.) At Canadian Mortgage Professionals, we’ve helped thousands of clients across Alberta navigate the mortgage process—and along the way, we’ve heard everything. From first-time home buyers to curious refinancers, some of the questions that come our way are thoughtful, some…
The days of ultra-low interest rates are behind us, and renewing your mortgage in this environment can feel overwhelming. But don’t worry — there are options to help you navigate the process and secure the best rate. Rates Are Coming Down, But… While mortgage rates are finally easing — including variable rates linked to Bank…
At Canadian Mortgage Professionals, we believe in giving back to the community that has given us so much. That’s why we are excited to announce our continued commitment to support Ronald McDonald House Calgary. For every mortgage completed with us, we will make a $30.00 donation to this incredible charity (or to one of our…
At Canadian Mortgage Professionals, we believe in making a positive impact on our community. That’s why we are thrilled to announce our continued partnership with the Alberta Animal Rescue Crew Society (AARCS). About AARCS The Alberta Animal Rescue Crew Society is a non-profit organization dedicated to rescuing and rehabilitating abandoned, abused, and surrendered animals in…
Are you considering enhancing your living space to accommodate a multigenerational household? The Canada Revenue Agency (CRA) has introduced an exciting opportunity to make this a reality with the new Multigenerational Home Renovation Tax Credit (MHRTC). This valuable credit assists Canadians in transforming their homes by creating secondary units for family members aged 65 and…
Canadian banks are reporting a surge in interest in the newly introduced First Home Savings Account (FHSA) program. This innovative initiative empowers potential homebuyers to kickstart their homeownership journey by saving and investing for a down payment, all while enjoying tax-free benefits! At Canadian Mortgage Professionals, we’re thrilled to keep you in the loop about…
With interest on car loans, credit cards, and other debt being significantly higher than mortgage rates, let us help you put a significant amount of your hard-earned cash back in your pocket every month. This savings number can be $100’s, or potentially even $1000’s depending on your scenario, and especially considering current economics. Please feel…
CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
We are proud buddy up champions! What is buddy up?! Buddy Up is a men’s suicide prevention communications campaign: A call to action to men, by men! In Canada, men have a suicide rate three times higher than women. Why? Society has socialized men to be strong, stoic, and self-reliant; showing emotion is a sign…
What is a lien? In this post we define it and talk about what it might mean to a home buyer.