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CO-SIGNING A MORTGAGE  With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…

Proud Buddy Up Champions!

We are proud buddy up champions! What is buddy up?! Buddy Up is a men’s suicide prevention communications campaign: A call to action to men, by men! In Canada, men have a suicide rate three times higher than women. Why? Society has socialized men to be strong, stoic, and self-reliant; showing emotion is a sign…

Caution with Cash-Back Mortgages

Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…

Qualifying Rate

As we continue to see new rules introduced, let’s look at how the qualifying rate comes into play with your mortgage qualifying numbers.

Mortgage Matchmakers

With relationships on our mind, we’re turning our attention to one of the most important relationships for a potential/current homeowner: The mortgage relationship!