Qualifying Rate
As we continue to see new rules introduced, let’s look at how the qualifying rate comes into play with your mortgage qualifying numbers.
Mortgage Renewal Process
As your mortgage renewal date approaches it is good to know what your options are and what the process looks like.
Canadian Mortgage Professionals Giving Back To Our Community
Canadian Mortgage Professionals giving back to the Calgary Community by supporting local charities.
Mortgage Matchmakers
With relationships on our mind, we’re turning our attention to one of the most important relationships for a potential/current homeowner: The mortgage relationship!
Home Buyers Amount Tax Credit – Tax Tip To Reduce The Amount Of Tax You Owe
The Home Buyers Amount Tax Credit can reduce the amount of income tax you owe, if home ownership became a reality for you last year.
What a difference a year makes
A brief look at the difference a year can make with regards to mortgage interest rates, economic instability and a pandemic.
Statement Of Adjustments
You might hear the term “statement of adjustments” and wonder what that means. Let’s have a look at what it really means to you.
Spousal Buyout Mortgage
Is your relationship heading down another path? Looking to buyout a partner? A spousal buyout mortgage may be the financial option for you.
Define Lien
What is a lien? In this post we define it and talk about what it might mean to a home buyer.
Mortgage Default Insurance
Insurance required or offered when you get a mortgage can be confusing. In this post, we explain the different kinds.
What Is The Difference Between A Conventional Mortgage And A High Ratio Mortgage?
Learn the difference between a conventional mortgage versus a high ratio mortgage, and how mortgage default insurance comes into play.
Collateral Charges
Most people know that a mortgage is a loan that is secured by a property, but the less obvious part is how that is actually formalized in the background.