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Caution with Cash-Back Mortgages

Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…

Qualifying Rate

As we continue to see new rules introduced, let’s look at how the qualifying rate comes into play with your mortgage qualifying numbers.

Mortgage Matchmakers

With relationships on our mind, we’re turning our attention to one of the most important relationships for a potential/current homeowner: The mortgage relationship!

Statement Of Adjustments

You might hear the term “statement of adjustments” and wonder what that means. Let’s have a look at what it really means to you.

Spousal Buyout Mortgage

Is your relationship heading down another path? Looking to buyout a partner? A spousal buyout mortgage may be the financial option for you.