MORTGAGE RATES

We’ll find the best mortgage rate for you.

We don’t work for the banks, we work for you which means we look for the best mortgage rate to serve your financial needs. Using Canadian Mortgage Professionals means that you’re getting the perfect mortgage for your individual financial situation.

Select from our “Best Mortgage” option (insured or conventional) and take advantage of some built-in flexibility such as pre-approvals and pre-payment privileges or, sacrifice some flexibility with your mortgage for a slightly better rate with our “Best Rate” option.

The right option depends on your financial priorities. Either way, get started on your online mortgage application and we’ll work through your options together.

FIXED RATE MORTGAGES

Lock it in for a few years.

Fixed rate mortgages come in insured and conventional packages with each package featuring a “Best Mortgage” and a “Best Rate” option. Details of each are shown in the tables below.

INSURED
MORTGAGE:
DETAILS

  • Minimum Down Payment
  • Pre-Approvals
  • Transferable
  • Pre-payment Privileges

BEST MORTGAGE

2.19%Recommended
  • Less than 20%
  • YES
  • YES
  • YES

BEST RATE

2.14%Reduced Options
  • Less than 20%
  • NO
  • NO
  • NO

CONVENTIONAL
MORTGAGE:
DETAILS

  • Minimum Down Payment
  • Pre-Approvals
  • Transferable
  • Pre-payment Privileges
  • Refinancing Available

BEST MORTGAGE

2.44%Recommended
  • 20%
  • YES
  • YES
  • YES
  • YES

BEST RATE

N/AReduced Options
  • 20%
  • NO
  • NO
  • NO
  • NO

VARIABLE RATE MORTGAGES

Historically lower rates.

Variable rate mortgages come in insured and conventional packages with each package featuring a “Best Mortgage” and a “Best Rate” option. Details of each are shown in the tables below.

INSURED
MORTGAGE:
DETAILS

  • Minimum Down Payment
  • Pre-Approvals
  • Transferable
  • Pre-payment Privileges

BEST MORTGAGE

1.99%Recommended
  • Less Than 20%
  • YES
  • YES
  • YES

BEST RATE

2.00%Reduced Options
  • Less Than 20%
  • NO
  • NO
  • NO

CONVENTIONAL
MORTGAGE:
DETAILS

  • Minimum Down Payment
  • Pre-Approvals
  • Transferable
  • Pre-payment Privileges

BEST MORTGAGE

2.00%Recommended
  • 20%
  • YES
  • YES
  • YES

Disclaimer: While we do our best to make sure these rates are up-to-date, sometimes things slip through. All displayed rates require you to apply and meet certain conditions, and are often available only for a limited time. Talk to us if you have any concerns.