Comparison of Posted Vs Prime Rate : October 1973 to May 2017

Take a look at how the posted vs prime rate has performed over the last 40 years.

When it comes to analyzing data, particularly financial data like comparing posted vs prime rate, there’s nothing quite like a good graph. As they say after all, a picture is worth a thousand words.

Comparison Graph: Posted Vs Prime Rate

A key question we all should ask is how does the Prime Interest Rate perform against the Posted Interest Rate over time. The following graph compares these rates over the past 40 years.

What is a Posted Rate?

A fixed interest rate mortgage is based on the posted rate of the major banks, less any discounts the lender may offer (Note that monoline lender rates are not reflected in this graph as their posted rates are already discounted.).

What Is A Prime Rate?

By contrast, a variable interest rate mortgage is based on the prime rate, less any lender discounts.