Can You Trust Mortgage Rate Comparison Sites? Here’s What Alberta Homebuyers Need to Know When you are buying a home or renewing your mortgage, it is tempting to visit a mortgage rate comparison site to “shop” for the lowest rate. These websites often display extremely low numbers and promise quick quotes. At Canadian Mortgage Professionals,…
What to Expect in the Second Half of 2025 As we enter the second half of 2025, the Canadian housing market continues to shift in response to economic forces, policy adjustments, and evolving consumer behavior. Homebuyers and mortgage clients in cities like Calgary and Edmonton are asking the same questions: Will prices continue to rise?…
In today’s fast-paced digital world, many financial institutions advertise “instant” or “60-second” mortgage pre-approvals. While these tools might seem convenient, it’s important to understand what they actually represent — and what they don’t. At Canadian Mortgage Professionals, we believe in setting realistic expectations based on factual information and a full review of your financial situation.…
In today’s world of instant quotes, auto-generated approvals, and algorithm-driven lenders, it’s easy to feel like just another number. But at Canadian Mortgage Professionals, we still believe in one thing above all: you. Not just your credit score. Not just your income. You. Your story, your goals, your vision for what “home” actually means. That’s…
Retiring mortgage-free used to be the goal, but today’s reality is different. Here are some reasons why: Higher home values have led many to refinance or upsize later in life. Historically low interest rates made it attractive to carry mortgage debt longer. Parents helping children buy homes often accessed their own equity to do…
As the days get longer and the flowers start to bloom, spring has a way of shining light on things we’ve put off—like home repairs, high-interest debt, or even a growing tax bill. The good news? If you’ve built up equity in your home, refinancing your mortgage this spring could offer the financial flexibility you…
When securing a mortgage, most homeowners focus on interest rates and payment terms. However, how your mortgage is registered on the title of your home can have long-term financial implications. At Canadian Mortgage Professionals, we believe informed homeowners make better financial decisions. Let’s break down the key differences between Standard and Collateral Mortgage Charges and…
✨ We’re Hiring! ✨ Canadian Mortgage Professionals is growing, and we want YOU to be part of our success story! We’re on the lookout for an experienced Mortgage Underwriter/Fulfillment Specialist to join our high-performing, cohesive team. If you thrive in a fast-paced, client-focused environment and value teamwork, we want to hear from you! Why Join Us? Award-Winning Brokerage: Named Top Choice…
Purchasing a home is one of the most significant investments you’ll make in your lifetime. While the process can be exhilarating, it’s crucial to fully understand what you’re buying. A home inspection plays a critical role in safeguarding your investment. Though skipping it might seem like a way to save time and money, doing so…
If you’re starting your journey toward homeownership, you’ve likely come across the terms pre-qualified and pre-approved. While they might sound similar, they serve different purposes in the mortgage process and can make or break your path to buying your dream home. Let’s break it down for you. What is Pre-Qualification? Think of pre-qualification as the…