CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
We are proud buddy up champions! What is buddy up?! Buddy Up is a men’s suicide prevention communications campaign: A call to action to men, by men! In Canada, men have a suicide rate three times higher than women. Why? Society has socialized men to be strong, stoic, and self-reliant; showing emotion is a sign…
Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…
Mortgages for the self-employed individual is possible and with a little work very attainable! We can help.
What exactly is a credit report and why is it so important when it comes to obtaining a mortgage?
What is a lien? In this post we define it and talk about what it might mean to a home buyer.
Insurance required or offered when you get a mortgage can be confusing. In this post, we explain the different kinds.
Learn the difference between a conventional mortgage versus a high ratio mortgage, and how mortgage default insurance comes into play.
Assumable mortgage – is it for you? Lets review some details.
A mortgage for buying a new build or construction financing – what are these and when would you use them?