What Appraisers Look For
Home appraisers look at two key things when making their home assessment.
CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
Proud Buddy Up Champions!
We are proud buddy up champions! What is buddy up?! Buddy Up is a men’s suicide prevention communications campaign: A call to action to men, by men! In Canada, men have a suicide rate three times higher than women. Why? Society has socialized men to be strong, stoic, and self-reliant; showing emotion is a sign…
Caution with Cash-Back Mortgages
Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…
Mortgages for the Self-Employed
Mortgages for the self-employed individual is possible and with a little work very attainable! We can help.
How Does My Credit Report Impact My Mortgage Application?
What exactly is a credit report and why is it so important when it comes to obtaining a mortgage?
Define Lien
What is a lien? In this post we define it and talk about what it might mean to a home buyer.
Mortgage Default Insurance
Insurance required or offered when you get a mortgage can be confusing. In this post, we explain the different kinds.
What Is The Difference Between A Conventional Mortgage And A High Ratio Mortgage?
Learn the difference between a conventional mortgage versus a high ratio mortgage, and how mortgage default insurance comes into play.
Assumable Mortgage
Assumable mortgage – is it for you? Lets review some details.