CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
What exactly is a credit report and why is it so important when it comes to obtaining a mortgage?
Insurance required or offered when you get a mortgage can be confusing. In this post, we explain the different kinds.
Learn the difference between a conventional mortgage versus a high ratio mortgage, and how mortgage default insurance comes into play.
Assumable mortgage – is it for you? Lets review some details.
What on earth is HELOC? In this post, we talk about what this strange acronym is and how this can help you buy a home
Mortgage payment deferral – what you need to know. Key points reviewed.
Reverse mortgages are designed specifically for Canadian homeowners who are 55 years old or older and have concerns about their financial position.
The mortgage renewal rate you qualify for varies depending on the mortgage you have. We’ll explain insured, insurable, and uninsured mortgages and the differences and rates available to you at mortgage renewal time.
Comparison graph of the average posted versus prime rate over the past 40 years based on Bank of Canada, Data and Statistics office.