CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…
What exactly is a credit report and why is it so important when it comes to obtaining a mortgage?
As your mortgage renewal date approaches it is good to know what your options are and what the process looks like.
The Home Buyers Amount Tax Credit can reduce the amount of income tax you owe, if home ownership became a reality for you last year.
Is your relationship heading down another path? Looking to buyout a partner? A spousal buyout mortgage may be the financial option for you.
Let’s have a look at some good news during these challenging times. Mortgage news with a positive twist!
CRA and COVID-19 income tax filing and payment dates – some extensions have been provided.
Mortgage payment deferral – what you need to know. Key points reviewed.
The mortgage renewal rate you qualify for varies depending on the mortgage you have. We’ll explain insured, insurable, and uninsured mortgages and the differences and rates available to you at mortgage renewal time.