Understanding Mortgages for Modular, Manufactured, and Mobile Homes Prefab homes are gaining attention across Canada as an efficient, affordable, and increasingly sustainable way to build. From modular designs to manufactured homes, pre-built housing offers faster construction, predictable timelines, and flexible layouts, but the mortgage process for these homes can look a little different. Whether you…
Not everyone earns their income the same way, and that is perfectly fine. Whether you are retired, self-employed, or earning extra through a rental suite or side business, that money can sometimes help you qualify for a mortgage. While many people think lenders only consider a traditional job paycheque, that is not always the case.…
Life can change quickly. A new job, a growing family, a move to another city, or a shift in financial priorities can all lead you to consider breaking your mortgage before the term ends. While there can be good reasons to make this move, it is important to understand the potential costs and how they…
Can You Trust Mortgage Rate Comparison Sites? Here’s What Alberta Homebuyers Need to Know When you are buying a home or renewing your mortgage, it is tempting to visit a mortgage rate comparison site to “shop” for the lowest rate. These websites often display extremely low numbers and promise quick quotes. At Canadian Mortgage Professionals,…
Why Mortgage Ethics Matter in Today’s Market At Canadian Mortgage Professionals, ethics are more than a guideline—they are the backbone of how we operate. For over 35 years, we have helped thousands of Calgarians secure their homes and financial futures, always putting integrity first. When you choose a mortgage broker, you deserve a partner who…
Homeownership remains a major aspiration for many Canadians – but increasingly, it’s becoming more difficult to achieve. According to a recent survey by NerdWallet Canada, featured on BNN Bloomberg, one in three Canadians say that saving for a down payment is the number one reason they can’t buy a home. At Canadian Mortgage Professionals Inc.,…
(Yes – these are real mortgage questions we’ve heard, and yes – we love answering them.) At Canadian Mortgage Professionals, we’ve helped thousands of clients across Alberta navigate the mortgage process—and along the way, we’ve heard everything. From first-time home buyers to curious refinancers, some of the questions that come our way are thoughtful, some…
When it comes to mortgages, flashy rates can grab your attention—but they don’t always tell the full story. Sometimes, the details buried in the fine print can result in unexpected fees, conditions, or restrictions that may impact your financial plans. At Canadian Mortgage Professionals, we’re committed to clear, transparent mortgage guidance—so you can move forward…
Securing the best mortgage rate in Calgary requires more than just checking lender websites, it involves understanding market trends, maintaining strong financial health, and working with an experienced mortgage broker. At Canadian Mortgage Professionals, we specialize in helping homebuyers and homeowners navigate Calgary’s mortgage market, ensuring you secure the lowest possible rate with the right…
When it comes to securing a mortgage, one of the biggest decisions you’ll make is choosing between working with a mortgage broker or going directly to a bank. While both options can help you finance your dream home, there are distinct advantages to working with a Calgary-based mortgage broker, especially if you’re looking for personalized…