CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…
Mortgages for the self-employed individual is possible and with a little work very attainable! We can help.
What exactly is a credit report and why is it so important when it comes to obtaining a mortgage?
As we continue to see new rules introduced, let’s look at how the qualifying rate comes into play with your mortgage qualifying numbers.
With relationships on our mind, we’re turning our attention to one of the most important relationships for a potential/current homeowner: The mortgage relationship!
The Home Buyers Amount Tax Credit can reduce the amount of income tax you owe, if home ownership became a reality for you last year.
You might hear the term “statement of adjustments” and wonder what that means. Let’s have a look at what it really means to you.
Learn the difference between a conventional mortgage versus a high ratio mortgage, and how mortgage default insurance comes into play.
Is now the time to lock in from a variable to fixed rate mortgage? Let’s have a look at your options and clarify your situation.