What Appraisers Look For
Home appraisers look at two key things when making their home assessment.
CO-SIGNING A MORTGAGE With our current real estate market, getting a Mortgage is not as easy as it has been in the past. With rising rates, and more qualification criteria, it is certainly more challenging. But don’t worry – There are many ways that home buyers can get approved more easily. One of the most…
Caution with Cash-Back Mortgages
Caution with “Cash-back Mortgages”! Cash-back mortgages are being marketed more in recent months. We extend a word of caution and recommend you ask for, and understand the fine print before proceeding. Short-term financial gain may lead to long-term repayment pain. One common fine print consideration – Most often if you refinance, or break your mortgage…
Mortgages for the Self-Employed
Mortgages for the self-employed individual is possible and with a little work very attainable! We can help.
How Does My Credit Report Impact My Mortgage Application?
What exactly is a credit report and why is it so important when it comes to obtaining a mortgage?
Qualifying Rate
As we continue to see new rules introduced, let’s look at how the qualifying rate comes into play with your mortgage qualifying numbers.
Mortgage Matchmakers
With relationships on our mind, we’re turning our attention to one of the most important relationships for a potential/current homeowner: The mortgage relationship!
Home Buyers Amount Tax Credit – Tax Tip To Reduce The Amount Of Tax You Owe
The Home Buyers Amount Tax Credit can reduce the amount of income tax you owe, if home ownership became a reality for you last year.
Statement Of Adjustments
You might hear the term “statement of adjustments” and wonder what that means. Let’s have a look at what it really means to you.
What Is The Difference Between A Conventional Mortgage And A High Ratio Mortgage?
Learn the difference between a conventional mortgage versus a high ratio mortgage, and how mortgage default insurance comes into play.