In today’s fast-paced digital world, many financial institutions advertise “instant” or “60-second” mortgage pre-approvals. While these tools might seem convenient, it’s important to understand what they actually represent — and what they don’t. At Canadian Mortgage Professionals, we believe in setting realistic expectations based on factual information and a full review of your financial situation.…
Homeownership remains a major aspiration for many Canadians – but increasingly, it’s becoming more difficult to achieve. According to a recent survey by NerdWallet Canada, featured on BNN Bloomberg, one in three Canadians say that saving for a down payment is the number one reason they can’t buy a home. At Canadian Mortgage Professionals Inc.,…
In today’s world of instant quotes, auto-generated approvals, and algorithm-driven lenders, it’s easy to feel like just another number. But at Canadian Mortgage Professionals, we still believe in one thing above all: you. Not just your credit score. Not just your income. You. Your story, your goals, your vision for what “home” actually means. That’s…
Retiring mortgage-free used to be the goal, but today’s reality is different. Here are some reasons why: Higher home values have led many to refinance or upsize later in life. Historically low interest rates made it attractive to carry mortgage debt longer. Parents helping children buy homes often accessed their own equity to do…